Effective Date: July 17, 2026
Please read these Terms and Conditions (“Terms”) carefully before using ironrockpayments.com (the “Site”), operated by Iron Rock Payments (“Iron Rock Payments,” “we,” “us,” or “our”).
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
Scope of These Terms
These Terms govern your use of the Site only — browsing our pages, submitting contact or informational forms, and reading our content. They do not constitute a merchant processing agreement. If you apply for and are approved for payment processing services, your relationship with Iron Rock Payments and any sponsoring bank, processor, or underwriting partner will be governed by a separate Merchant Processing Agreement and related program documents, which you will review and sign as part of onboarding.
Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Site in any way that could damage, disable, or impair it, or interfere with anyone else’s use of it
- Attempt to gain unauthorized access to any part of the Site, other accounts, or computer systems connected to the Site
- Use any automated system (bots, scrapers, or similar) to access the Site without our prior written permission
- Submit false, misleading, or fraudulent information through any form on the Site
- Use the Site to transmit any virus, malware, or harmful code
Intellectual Property
All content on the Site — including text, graphics, logos, images, and design — is the property of Iron Rock Payments or its licensors and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial reference, but may not reproduce, distribute, modify, or create derivative works from Site content without our prior written consent.
Third-Party Links
The Site may contain links to third-party websites (for example, technology or card network partners) that are not owned or controlled by Iron Rock Payments. We are not responsible for the content, privacy practices, or terms of any third-party site. Visiting linked sites is at your own risk.
No Professional Advice
Content on the Site — including blog posts, guides, and FAQs about topics like PCI compliance, EFT payments, or card network rules — is provided for general informational purposes only. It is not legal, financial, tax, or compliance advice. You should consult qualified professionals regarding your specific business and regulatory obligations.
Disclaimer of Warranties
The Site and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any defects will be corrected.
Limitation of Liability
To the fullest extent permitted by law, Iron Rock Payments and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site — even if we have been advised of the possibility of such damages. Nothing in these Terms limits liability that cannot be limited under applicable law.
Indemnification
You agree to indemnify and hold harmless Iron Rock Payments and its officers, employees, and agents from any claims, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your misuse of the Site or violation of these Terms.
Privacy
Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and share information.
Changes to These Terms
We may revise these Terms at any time. The “Effective Date” above reflects the most recent revision. Continued use of the Site after changes take effect constitutes acceptance of the revised Terms. We encourage you to review this page periodically.
Governing Law
These Terms are governed by the laws of the State of Wyoming, without regard to its conflict of law principles, unless otherwise required by applicable federal law.
Severability
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
Contact Us
Questions about these Terms can be directed to: